“Northern California” isn’t very specific, at least for me. Is your car in danger of freezing? If not, there’s no reason for antifreeze.
I’m not trying to tell you what to do. If your car is not in danger of freezing, you don’t need antifreeze. Whether your car might freeze or not, you can get some of the advantages of Water Wetter when using antifreeze but not as much as with plain water.
I don’t change all the water every year. I open up the lower radiator hose at the front of the tranfer tube and drain whatever water will come out. Then I refill with a new bottle of Water Wetter and distilled water. The Red Line tech guy told me to replace the Water Wetter every year to replenish the anti corrosion chemicals. Rather than replacing the water and the Water Wetter, you can probably just add new Water Wetter every year and every other year or so replace the water and Water Wetter.
If you have corrosion in your transfer tubes, you should start planning for new stainless steel tubes.